Can I buy this plot?

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Smallholding land in Mrągowo, Mrągowo municipality, warmińsko-mazurskie province. The area is close to a lake and forest. Utilities available: water, sewage, gas. Access by paved road, frontage about 55 m.

Description generated from the listing data. Original in Polish.

Size4,300 m²

TypeSmallholding

Frontageapprox. 55 m

Shapealmost square

Terrainflat

Fencedno

Roadpublic

Can be dividedno

Plot number536/16 (sample)

MunicipalityMrągowo

To the waterapprox. 300 m

To the city centreWarsaw, 180 km

To the airport187 km

seller's declaration

There is no zoning plan or building-conditions decision yet. Building would require applying for one.

seller's declaration

Electricitynone

Wateron the plot

Sewagein the road

Gasin the road

Fibrenone

Road accesspaved road

Owner not verified

The plot has a land register entry. Ask the seller for its number and check it for free in the national EKW system.

Water in the area

Check the flood hazard map (map layer).

Forest next to the plot

A building usually has to stand at least 12 m from the forest edge. On a narrow plot this can limit building.

Example. In the full version every plot is checked automatically against the maps of Wody Polskie, the Polish Geological Institute, GDOŚ and the heritage register. Information from public maps, not a guarantee.

Goal: Farmhouse · 2 to check, 3 need attention, 2 done

Ticked: 0 of 18

Before you buy

1
Check the land registerCheck first
The owner is not verified yet. Check the register before paying a deposit.
Who owns it, any mortgages, rights of way or claims.
Free, you can check it online yourself
Where to check:Land register searchsite in Polish
Enter the register number from the listing. Mortgages are in section IV, rights of way and restrictions in section III.
Time: a few minutesCost: freeDone
2
Check what you may buildAttention
No zoning plan and no building conditions. It is not yet known what may be built.
An extract from the local zoning plan at the council office: what, how high and how much you may build.
A small fee at the council, or ask the seller
Where to check:
Who helps: ArchitectTime: 1-2 weeksCost: about €10-60Done
3
Get building conditions (WZ)To do
A council decision on what may be built. Once the council adopts its general plan, WZ is issued only in designated areas, so ask the council first. Ideally buy only once the decision is issued, or make the preliminary contract depend on it.
Anyone may apply, but ideally the seller sorts it out before selling
You apply at the council office (the form is usually on the council's BIP website or via ePUAP). Anyone may apply, even before buying.
Who helps: Architect, plannerTime: 1-3 monthsCost: PLN 598 stamp dutyDone
4
Check if you may buy farmlandAttention
Farmland of 0.3 ha or more is usually bought by an individual farmer. Otherwise you need consent from KOWR, and a farmhouse needs a farm.
Paid and optional. Worth doing before signing, especially for a pricier plot
Where to check:KOWR websitesite in Polish
Who helps: Lawyer, notaryTime: 1-3 monthsCost: KOWR fees, lawyerDone
Check access to a public roadDone
Public road, paved.
6
Check hazards and restrictionsCheck first
Applies to this plot: water in the area, forest next to the plot.
See on the map whether the plot is in a zone. Each restriction is explained in the box “Hazards and restrictions”.
Free, you can check it online yourself
Where to check:Wody Polskie flood portalsite in Polish
Time: a few minutesCost: freeDone
7
Soil surveyTo do
Boreholes show if the ground is stable and how deep the water is. Foundation costs depend on it.
Paid and optional. Worth doing before signing, especially for a pricier plot
Who helps: Soil engineerTime: 1-2 weeksCost: about PLN 1,500-3,000Done
8
Sign the deed at a notaryTo do
First a preliminary contract with conditions (e.g. getting WZ), then the notarial deed. See the cost calculator.
Useful:
Who helps: Notary, mortgage brokerTime: 2-6 weeksCost: see calculatorDone

Design and permits

9
Construction mortgageTo do
The bank pays out in stages as the build progresses.
Useful:
Who helps: Mortgage brokerTime: 1-2 monthsCost: broker usually paid by the bankDone
10
Survey map for the designTo do
A surveyor prepares an up-to-date map with utilities. The architect draws the house on it.
Who helps: SurveyorTime: 2-6 weeksCost: about PLN 1,500-3,000Done
11
House designTo do
A catalogue design adapted to the plot, or a bespoke one.
Who helps: ArchitectTime: 1-4 monthsCost: about PLN 8-40kDone

Utilities

12
ElectricityAttention
No grid nearby. Ask the operator about extending it; it can take long.
Useful:
Usually in this region: Energa Operator. You can apply for connection conditions online on the operator's website. Energa Operator
Who helps: ElectricianTime: 2-12 monthsCost: about PLN 2-5kDone
WaterDone
Already connected on the plot.
14
SewageTo do
Sewer in the road: apply for a connection.
Useful:
Who helps: PlumberTime: 1-6 monthsCost: about PLN 5-25kDone
15
HeatingTo do
Gas in the road: apply to the gas operator.
Who helps: InstallerDone

Design and permits

16
Building permit or notificationTo do
A house up to 70 m² footprint needs only a notification; a larger one needs a permit. The office has 65 days.
Useful:Apply online (e-Budownictwo)site in Polish
Who helps: Architect, site managerTime: 1-3 monthsCost: usually free for a houseDone

Construction

17
ShellTo do
Electronic site log, site manager, foundations, walls, roof.
Who helps: Builder, site managerTime: 4-8 monthsCost: the largest part of the budgetDone
18
Installations and finishingTo do
Windows, installations, heat pump or boiler, solar panels, plaster, floors.
Who helps: Installers, finishersTime: 3-9 monthsCost: depends on the finishDone
19
Fence, driveway, gardenTo do
Who helps: Paver, gardenerTime: 1-2 monthsCost: from a few thousand PLNDone

Completion

20
CompletionTo do
Notice of completion, utility acceptance, a street number, and registering the building.
Who helps: Site manager, surveyorTime: 1-2 monthsCost: as-built survey about PLN 1-2kDone